SBI Home Loans

State Bank of India(SBI) is India's largest nationalize bank with its huge network of branches. SBI is considered as a most preferred home loan provider in housing finance sector. It offers home loan with attractive rates that suits to every borrower.

SBI offers home loan for different purposes-to purchase new house/flat, to construct new house, to repair/renovation/alteration/extension of an existing house/flat, to purchase land, etc. It also finances to purchase the household things like furniture and consumer durables.

SBI also offers range of home loan schemes. They are as follows:

• SBI Easy Home Loan
• SBI Advantage Home Loan
• SBI Happy Home Loan
• SBI Life Style Loan
• SBI Home Plus
• SBI Home Line
• SBI Green Home Loan

SBI Home Loan Features:

• Lowest interest rates
• Interest rate charged on the daily reducing balance method
• Repayment period is up to 70 years of age.
• Takeover of an existing loan from other bank/housing finance companies.
• Option to avail home loan as a Term Loan or Overdraft facility to save more on interest.
• Complimentary international ATM-Debit Card
• Complimentary SBI Classic and International Credit Card with waiver of joining and first years fees.
• Free personal accident insurance cover
• Optional Group Insurance from SBI Life
• Option to avail loan at the place of employment or at the place of construction.
• Option to club income of borrowers spouse and children to compute loan eligibility amount.

SBI Bank also gives an option to apply for home loan online itself. You have to visit the SBI website and fill up their home loan online application form. Thereafter, submitting photographs with important documents are very important. The documentation includes identity proof, residential proof, income proof, bank statement,etc.

State Bank of India Ezee Scheme For Car Loans

Do you have a car of your own? Are you still commuting because of the high car amortization? Well don’t worry there is now an easy and a more affordable way of getting your car. It is through the State Bank of India Ezee scheme for car loans.

For the millions of Indians who dream of buying a car, State Bank of India’s (SBI) new car loan scheme called ‘State Bank of India Ezee’ comes as good news. This will make your dream a reality.

Thanks to the innovations of the experts behind State Bank of India’s car loans. State Bank of India has finally come up with the car loan scheme for financing new cars. State Bank of India Ezee has been available since July 1 and will be available at interest as low as eight per cent for the first year.